U.S. 30-Year Mortgage Rate falls to 6.47% — latest official data

U.S. 30-Year Mortgage Rate is currently 6.47%. Over a year it has slipped 4.99%.

Change across timeframes:

• The past hour: ▲ 0% (6.47% → 6.47%) • 24 hours: ▲ 0% (6.47% → 6.47%) • 3 days: ▲ 0% (6.47% → 6.47%) • 30 days: ▼ 0.61% (6.51% → 6.47%) • 6 months: ▲ 4.69% (6.18% → 6.47%) • A year: ▼ 4.99% (6.81% → 6.47%)

What it means: At 6.47% it sits around the middle of its recorded range — higher than 65% of the readings on record. A 5.0% move in a day is unusually large for U.S. 30-Year Mortgage Rate, which typically swings about 0.6% day to day. This reading is tracked continuously; context below shows how today compares with its own history.

Strange company across the desks: U.S. 30-Year Mortgage Rate is currently moving against U.S. Initial Jobless Claims (economy, +0.0% on the day), and against Dow Jones Industrial Average (indices, +0.0% on the day). Correlation isn't causation — but the numbers do dance together.

Across the desks right now: the Moon is 47% lit, Bitcoin sits at $64,132, and crypto's total cap is $2.31T.

In historical context: U.S. 30-Year Mortgage Rate's record high is 6.89%, set 13 months ago (May 29, 2025); its record low is 5.98%, 4 months ago (Feb 26, 2026). It sits 6.1% below its record high and 54% of the way up its all-time range.

Perspective — Thomas Jefferson once observed: “Honesty is the first chapter in the book of wisdom.” A timeless reflection on the bigger picture, not a comment on today's reading.

This tracker updates automatically around the clock. The chart above plots its full history.

Official source: Freddie Mac PMMS — https://www.freddiemac.com/pmms. News Never Sleeps publishes this figure automatically the moment new data is released — often before traditional outlets file their first report.